BANCO DAYCOVAL S.A.
Rank #28
B3
BRL
CIIU 20796
Bancos
62232889000190
ⓘ Precio de mercado no disponible para BANCO DAYCOVAL S.A..
Probable empresa privada (no listada). Datos contables 100% reales del regulador.
Activos 2025: BRL 99.93B
Patrimonio: BRL 7.20B
Pasivos: BRL 92.72B
Ingresos: BRL 14.27B
Utilidad: BRL 2.12B
FCF: -BRL 2.14B
📊 Quality Score
38
Below Avg
5/6 dimensiones
| Dimensión | Métrica | Valor | Bar | Score |
|---|
| Rentabilidad | ROIC | 2.1% | | 7 |
| Liquidez | Current Ratio | — | | — |
| Apalancamiento | D/E | 12.87x | | 20 |
| Eficiencia | Asset Turnover | 0.14x | | 28 |
| Crecimiento | Revenue YoY | 2.8% | | 55 |
| Margen | Net Margin | 14.9% | | 79 |
💰 Capital Allocation (2025)
| Componente | Valor |
|---|
| Capex (de CFI) | BRL 109.9M |
| Distribución a accionistas (proxy de CFF) | — |
Aproximación: capex = abs(CFI), dividendos = abs(CFF) cuando es negativo.
📊 Ratios financieros
| Métrica | Valor |
|---|
| Margen Neto | 14.9% |
| ROE (Return on Equity) | 29.5% |
| ROA (Return on Assets) | 2.1% |
| Debt / Equity | 12.87x |
| Asset Turnover | 0.14x |
| Free Cash Flow | -BRL 2.14B |
| FCF Margin | -15.0% |
💰 Cash Flow Breakdown (2025)
| Componente | Valor |
|---|
| Cash Flow Operativo | -BRL 2.03B |
| Cash Flow Inversión | -BRL 109.9M |
| Cash Flow Financiamiento | +BRL 2.43B |
| Free Cash Flow (CFO + CFI) | -BRL 2.14B |
📈 Activos por año
💵 Ingresos por año
📉 Utilidad Neta por año
🏛️ Patrimonio por año
📜 Historial completo (16 años)
| Año | Activos | Pasivos | Patrimonio |
Ingresos | Utilidad Neta | CFO |
|---|
| 2025 | BRL 99.93B | BRL 92.72B | BRL 7.20B | BRL 14.27B | BRL 2.12B | -BRL 2.03B |
| 2024 | BRL 91.67B | BRL 84.47B | BRL 7.19B | BRL 13.88B | BRL 1.92B | -BRL 8.82B |
| 2023 | BRL 77.95B | BRL 71.70B | BRL 6.25B | BRL 11.10B | BRL 1.31B | BRL 4.11B |
| 2022 | BRL 70.67B | BRL 64.82B | BRL 5.85B | BRL 9.75B | BRL 1.26B | BRL 3.41B |
| 2021 | BRL 63.04B | BRL 57.94B | BRL 5.11B | BRL 4.04B | BRL 1.58B | -BRL 4.97B |
| 2020 | BRL 49.92B | BRL 45.37B | BRL 4.55B | BRL 5.95B | BRL 1.30B | -BRL 423.7M |
| 2019 | BRL 33.28B | BRL 29.45B | BRL 3.83B | BRL 4.22B | BRL 1.03B | -BRL 1.88B |
| 2018 | BRL 29.38B | BRL 26.15B | BRL 3.24B | BRL 4.07B | BRL 645.8M | -BRL 1.11B |
| 2017 | BRL 22.59B | BRL 19.51B | BRL 3.09B | BRL 3.70B | BRL 541.5M | BRL 1.56B |
| 2016 | BRL 20.49B | BRL 17.77B | BRL 2.71B | BRL 3.63B | BRL 414.3M | -BRL 1.22B |
| 2015 | BRL 21.39B | BRL 18.58B | BRL 2.81B | BRL 5.43B | BRL 473.2M | BRL 1.08B |
| 2014 | BRL 18.64B | BRL 16.13B | BRL 2.51B | BRL 2.85B | BRL 270.5M | BRL 808.9M |
| 2013 | BRL 14.57B | BRL 12.14B | BRL 2.43B | BRL 2.14B | BRL 231.6M | -BRL 452.1M |
| 2012 | BRL 12.49B | BRL 10.29B | BRL 2.19B | BRL 2.12B | BRL 361.4M | BRL 831.5M |
| 2011 | BRL 11.34B | BRL 9.41B | BRL 1.94B | BRL 1.79B | BRL 294.0M | BRL 593.4M |
| 2010 | BRL 8.40B | BRL 6.62B | BRL 1.78B | BRL 1.21B | BRL 249.2M | -BRL 561.0M |
ℹ️ Cobertura de datos
Fuente: CVM (Brasil) ·
Estados disponibles: balance_assets, balance_liab, cashflow, income, income_alt, patrimony ·
Años: 2010–2025 (16 años)
Tier1 (Balance + P&L + CF): ✅ ·
Tier2 (Cambios Patrimonio): ✅ ·
Tier3 (Notas): ❌ pendiente ·
Tier4 (Governance): ❌ pendiente